Free to get started.
All features included from day one. Contributions, loans, reports, member access. No credit card required.
Start free. Grow when you're ready.
Every plan gives your group the full feature set: contributions, loans, reports, and member access. The only difference is how many members your group has.
- Loans
- Contributions
- Wallets & Savings
- Withdrawals
- Reports & Exports
- Member Portal
- Loans
- Contributions
- Wallets & Savings
- Withdrawals
- Reports & Exports
- Member Portal
- Loans
- Contributions
- Wallets & Savings
- Withdrawals
- Reports & Exports
- Member Portal
All prices in Kenyan Shillings (KES). Paid plans are billed monthly or annually. You can cancel or change plans any time.
Frequently asked questions
Yes. The Free Forever plan has no time limit and no credit card requirement. You can set up your chama, invite up to 3 members, record contributions, manage loans, and print reports — all at no cost, with no expiry date.
When your group is ready to grow, upgrade to the Growth plan (15 members included, +KES 120 per extra) or the Business plan (50 members included, +KES 80 per extra). Both start with a 30-day free trial and no credit card required.
No. Ledgera does not charge your members, take a percentage of contributions, or add fees to transactions. You use M-Pesa separately as you always have. Ledgera handles the record keeping on top of that.
Yes. Every plan — including Free Forever — includes the full feature set: contribution recording, loan management, PDF and CSV reports, multiple admin roles, member statements, and the full audit trail. The only difference between plans is the number of members your group can have.
No. Sign up with your email and you are ready to go. No credit card is needed for the Free Forever plan or to start a 30-day trial on a paid plan.
Mark each member's payment, attach their M-Pesa reference, and post. A receipt is generated automatically. Preview before posting. No mistakes.
Yes. Your data belongs to your group. We do not sell or share it. Ledgera is compliant with the Kenya Data Protection Act 2019.
Talk to us before you decide.
Call or WhatsApp the Ledgera team at +254 728 121 374. We are based in Nairobi and can walk you through how Ledgera would work for your specific chama. No pressure, no sales pitch.
Run a chama people take seriously. Free.
Free to start. Set up in minutes. No credit card. No spreadsheets.